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Calculators

The power of paying extra

See how a little extra each month could cut years and interest off your home loan.

Estimate only. This calculator assumes monthly repayments, an interest rate that doesn’t change and the same extra amount every month. It doesn’t include fees, offset accounts or redraw. It isn’t a quote, an offer of credit or a pre-approval. The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and seek professional advice. All applications for credit are subject to the lender’s credit assessment and lending criteria. Terms, conditions, fees and charges apply.

Example rate only.

Estimated interest saved

$0

and paid off sooner

Minimum repayment
With extra
Interest (minimum)
Interest (with extra)

Monthly principal and interest repayments, a constant rate and the same extra amount every month. Some loans limit extra repayments (e.g. fixed rates).

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