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About

Hi, I’m Stephen. Nice to meet you.

I’m a mortgage and finance broker and the founder of Essential Finance Hub. Before broking, I built my career in banking at Macquarie, NAB and ANZ.

Stephen Ford, Director of Essential Finance Hub
Stephen Ford Director, Mortgage & Finance Broker MFAA Full Member

Mon–Fri, 8:30am–5:00pm

I meet clients by phone or video call, so it’s easy to fit around your day.

Book a call

I established Essential Finance Hub in 2022. My aim is simple: make borrowing clearer and easier, and find each client lending that suits their goals.

Most recently I was a Relationship Manager in Real Estate Business Banking at Macquarie. I worked with residential real estate businesses of all sizes, and I learned to look beyond the loan to my clients’ broader goals. Before that I spent almost six years in business banking at NAB, and I started my career at ANZ in Port Macquarie.

Today I’m accredited with all the major and second-tier lenders. I help with home loans, first home purchases, refinancing, investment property finance, and business, commercial and equipment finance.

I work with clients right across Australia, and we can meet by phone or video call at a time that suits you.

Qualifications & memberships

  • MFAA Full MemberMember No. 570918
  • MFAA Accredited Finance BrokerSince 2013
  • Diploma of Finance and Mortgage Broking ManagementFNS50320, Kaplan Professional
  • Lender accreditationsAll major and second-tier lenders

My career

  1. Jun 2022 – today

    Essential Finance Hub

    Director, Mortgage & Finance Broker

    I founded my own brokerage to give clients access to a broad panel of lenders, backed by banking experience.

  2. Apr 2018 – Jun 2022

    Macquarie Business Banking

    Relationship Manager, Real Estate

    I provided banking solutions to residential real estate businesses, from start-ups to corporate franchises, as part of a team supporting more than 2,000 agencies.

  3. Jan 2011 – Oct 2016

    National Australia Bank

    Business Banking

    I progressed from Small Business Banker to Business Banking Associate and then Business Banking Manager.

  4. Jan 2006 – Dec 2010

    ANZ, Port Macquarie

    Retail Banking

    I started my career as a Customer Service Consultant, then worked as a Financial Planner’s Assistant.

Ready to talk about your next move?

Book a call. I’ll listen, explain your options and let you know what I can do to help.

Book a call 0466 491 945